We understand your impulse to fill out the means test on your own and file for bankruptcy without the guidance of a lawyer. The means test involves a complicated formula. The slightest mistake can cause your case to be dismissed. Failing to disclose all of your assets can also lead to criminal charges.
At the Law Offices of W. Kirk Moore, we are dedicated to helping individuals pursue the debt relieve they deserve. Bankruptcy is ALL we do. Our bankruptcy attorney, W. Kirk Moore, has filed thousands of cases. His extensive Chapter 7 and Chapter 13 experience enables him to evaluate your situation from every angle to determine the best course of action.
Attorney W. Kirk Moore is a former finance professional. As soon as he earned his law degree he decided to focus his time, talent and resources on helping individuals who are experiencing dire financial issues. His thorough review of assets, debts and other factors enables him to determine which bankruptcy protection is best for his clients. He is dedicated to putting his clients in the bankruptcy that puts them in the right direction and gets them the most relief possible.
Bankruptcy eligibility requirements include a review of your assets, income and the means test. If your income falls below the means test requirement, then you would likely qualify for Chapter 7. However, if you have specific tax issues and/or your income is above the means test requirement, you would typically file for Chapter 13.
Our thorough evaluation of your financial situation enables us to provide effective guidance. The factors and formulas necessary to determine Chapter 7 vs. Chapter 13 are complex; even one different factor can make the difference in which bankruptcy plan would take away the most debt. We are committed to helping you achieve the debt relief you deserve.